![]() The main rationale for this new structure is to bring the face-to-face (online this term) time later in the learning process when students are more comfortable with the materials, and more likely to interact and ask questions. While reading this subsection, please refer to the course schedule. The approach adopted in this course is called a flipped classroom. The approach adopted in this course is one of assisted self-study. Approach to Learning and Teaching in the Course For more information on how the University manages personal information please refer to the UNSW Student Privacy Statement and the UNSW Privacy Policy. Any data collected will be handled accordance with UNSW policies and standards for data governance. Monitoring of online examinations will be conducted directly by University staff and is bound by the University's privacy and security requirements. Some courses may involve undertaking online exams for which your own computer or digital devices will be required. Please contact the Lecturer-in-Charge if you have any questions or concerns. If you are worried about your personal space being observed during a class, we encourage you to blur your background or make use of a virtual background. Using a webcam is optional, but highly encouraged, as this will facilitate interaction with your peers and instructors. Use of your Webcam and Digital Devices: If you enrol in an online class, or the online stream of a hybrid class, teaching and associated activities will be conducted using Teams, Zoom, or similar a technology. You should be able to use a word processing package (such as WORD) and a spreadsheet (such as EXCEL) as well as the statistical software R. Students should have a solid background in mathematics and are assumed to be able to use a computer to analyse financial problems. Exemptions from professional actuarial examinations require above average performance in the equivalent University course. Students achieving Credit or higher grades will be recommended for exemption from the professional examination. The course corresponds to the actuarial professional subject CT3 Probability and Mathematical Statistics. The course contains necessary knowledge for the more advanced coverage in ACT元151 Life Contingencies and ACT元162 General Insurance Techniques. More advanced models are covered in ACTL2102 Foundations of Actuarial Models. Consult the Course Coordinator if you do not have the required mathematical background.ĪCTL2131 Probability and Mathematical Statistics will have applications in other courses in the actuarial major. There is a document on Moodle with some assumed knowledge of mathematics and linear algebra. The assumed knowledge of the course is a good understanding of mathematics as covered in a full year of university calculus and linear algebra. With mortgage rates already at near historic lows, now may be the time to act.This course covers probability and statistics at an introductory yet mathematically rigorous level with a strong foundation in mathematics. Those waiting for prices to fall before purchasing a home should realize that the probability of that happening anytime soon is very low. In fact, 34 of the 50 states had a minimal probability. There was not one state that even had a moderate probability of home prices lowering. But, not one source is calling for residential real estate values to depreciate.Īdditionally, ARCH Mortgage Insurance Company in their current Housing and Mortgage Market Review revealed their latest ARCH Risk Index, which estimates the probability of home prices being lower in two years. Here is a table showing the predicted levels of appreciation from six major housing sources: As we can see, every source believes home prices will continue to appreciate (albeit at lower levels than we have seen over the last several years). However, the experts disagree with this perspective. With the current uncertainty about the economy triggered by a potential trade war, some people are waiting to purchase their first home or move-up to their dream house because they think or hope home prices will drop over the next few years. What Is the Probability That Home Values Sink? ![]()
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